The six steps to settling an estate in Nebraska
Settling an estate of a deceased loved one is a timely process that takes several months — or sometimes years — to complete, depending on the circumstances. Even so, it’s a necessary headache that must be dealt with. To help simplify things, we’ve put together the following steps to make this complicated process a little easier for you.
Nebraska estate law administers inheritance tax through county courts rather than at the state level. The tax rate is not fixed, rather it’s basically a certain percentage of the market value of the assets subject to taxation decided based on the relation of the inheritor(s) to the deceased.
Like we mention above, settling an estate is a time consuming and complicated (no matter what state you’re in), so seek out the help of an estate lawyer to further guide you through the process.
Step 1: Make an inventory of documents and assets
Before meeting with an attorney or anything else for that matter, make a comprehensive catalogue of the decedent’s documents and assets, including (if applicable):
- Last Will and Testament
- Burial/memorial instructions
- Revocable Living Trust
- Life insurance policies
- Bank statements
- Brokerage statements
- Stock and bond certificates
- Corporate records
- Car/boat titles
- Deeds
- Last three years of decedent’s income tax returns
Step 2: Open a probate estate
This requires meeting with an estate lawyer to officially open a probate estate with the local probate court. (Probate is the legal process that administers a decedent’s estate.)
Step 3: Establish value of assets
Establish the values of all the decedent’s assets as of the date of death. This can get messy, so make sure all of the following is taken care of:
- Contact all financial institutions that house decedent’s assets and obtain date of death values.
- Have a professional appraise all assets, including real state, jewelry, artwork, collectibles, businesses, etc.
- If the estate is eligible for federal taxes and/or state taxes, then values for non-probate assets will need to be established as well.
Step 4: Pay final bills and other expenses
After comprehensive estate values have been established, the decedent’s final bills need to be paid. To do this, the personal representative should:
- Establish what legitimate bills were owed at the time of death and pay them.
- Pay for any ongoing expenses of administering the estate, such as legal fees, accounting fees, mortgage payments, utilities, etc (these usually come out of the estate).
Step 5: Pay income and estate taxes
Once the final bills are taken care of, the personal representative should focus on paying necessary income and estate taxes. An estate lawyer can take you through this process to make sure the following is properly prepared and filed:
- Final federal and Nebraska income tax returns
- Final federal and Nebraska estate income tax returns
- Final Nebraska estate income tax returns if‚ estate earns income during course of settlement
- Final federal and Nebraska inheritance tax returns
Step 6: Distribute the balance to estate beneficiaries
Once all bills and taxes are paid and the remaining assets are assigned a value, the county probate court will review everything and legally administer the distribution of assets properly as deemed in the Last Will.
Physicians Choice Private Duty currently serving Omaha, Eastern Nebraska and Western Iowa provides seniors and their families a complete understanding of the available care options and helps families maneuver through the challenges of the system. All Physicians Choice Private Duty services are directed by registered nurses or social workers with no long-term contracts. Contact us today for help with your senior care needs.
“Physicians Choice Private Duty solves the problems families face in finding home health care providers they can trust. Providers who will focus on strategies that keep parents in their homes. To learn more about our health care services, visit https://private-duty.pchhc.com/“
Helping your parent age: Cell phones built for seniors ease worries
Helping your parent age: Cell phones built for seniors ease worries
In today’s increasingly mobile society many of us are only a cell phone call away no matter where we are. This puts many parents at ease who arm their increasingly young children with emergency cell phones. However, providing an elderly parent with a cell phone might not quite be as easy.
Concerns about the elderly individual’s ability to use a cell phone because of sight or hearing impairment may be eased due to specialized phones for the elderly. Gadgetwise recently reported on phones aimed for elderly adults.
The Jitterbug (retail $120)
The Jitterbug is a flip style phone that is Bluetooth compliant with an earpiece that is compatible with most modern hearing aids. Dialing “0” on the Jitterbug puts the caller in touch with a Jitterbug operator who can then help place calls or with other tasks related to the phone such as managing contacts or navigating the calendar. The phone also offers access to a registered nurse or medical advice.
The phone does require an initial setup through The Jitterbug website, which may require assistance from a helper. The phone does comes with the ability to text if an emergency should arise that renders the caller unable to use voice calling, although a test by Gadgetwise found the text function hard to use. A basic voice plan costs $15 per month with voice mail costing an additional $3 per month. The Jitterbug’s 5 Star Urgent Response service, including access to a nurse, is an additional $15 per month.
Clarity Pal (retail $80-$100)
When calls are received on the Clarity Pal the incoming number appears in large type on the screen and the number is spoken aloud (this can’t be turned off). Additionally, the phone has a button that amplifies the phone 25 decibels for those with hearing problems. The phone is hearing-aid compatible and is Bluetooth compatible.
The Clarity Pal comes with an emergency button on the back that dials, in order, up to five contacts until someone responds. The phone determines that the call has been picked up by an actual person and not an answering machine by having the recipient of the call press a number on his end. Clarity Pal is serviceable with either AT&T or T-Mobile.
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Physicians Choice Private Duty
Physicians Choice Private Duty currently serving Omaha, Eastern Nebraska and Western Iowa ”provides seniors and their families a complete understanding of the available options and help families maneuver through the challenges of the system. All Physicians Choice Private Duty services are directed by registered nurses or social workers with no long-term contracts. Contact us today with your senior care needs.
“Physicians Choice Private Duty solves the challenges families face in caring for aging parents, with a focus on strategies that keep them in their homes. To learn more about our solutions, visit us today..”
Elder Care: Dealing with dad’s incontinence
Elder Care: Dealing with dad’s incontinence
Urinary incontinence, for the most part, is a natural part of aging, thus it’s a far more common concern for elderly men than young men. Not a disease, incontinence is the accidental release of urine due someone’s bladder, urethra and/or damaged/weakened muscles not functioning properly.
The Mayo Clinic categorizes seven types of urinary incontinence:
What to do
It’s best see a doctor to properly diagnose the type of incontinence and recommend the proper treatment, such as bladder training, scheduling trips to the bathroom or fluid/diet management. Sometimes medication is an option and in other cases. adult diapers or catheters can ease problems caused by incontinence. In more serious cases, physical therapy or surgery can help as well.
Physicians Choice Private Duty can help
Physicians Choice Private Duty currently serving Omaha, Eastern Nebraska and Western Iowa provides seniors and their families a complete understanding of the options available for those who’s quality of life is suffering due to a type of incontinence. Our professional staff can help properly implement the necessary lifestyle changes that will ensure the best quality of life for your aging loved ones.
All Physicians Choice Private Duty services are directed by registered nurses or social workers with no long-term contracts.
Contact us today.
“Physicians Choice Private Duty solves the problems families face in finding home health care providers they can trust. Providers who will focus on strategies that keep parents in their homes. To learn more about our health care services, visit https://private-duty.pchhc.com/services/“
How do I know if my elderly parent needs a nursing home?
How do I know if my elderly parent needs a nursing home?
It may be difficult to decide when to seek the assistance of a nursing home to care for your aging parent. However, the two common indicators that your parent is struggling at home are the condition of their home and their personal health.
1. Parent is losing weight
There are several reasons that your elderly parent may be losing weight, unintentionally. These can be depression, diseases or medications. Whatever the cause of your parent’s malnutrition, severe weight loss can put them at greater risk for infection, depression and death.
2. Neglected hygiene
Ignoring basic hygiene like bathing and shaving is a sign that these tasks have become too difficult. Wearing the same clothes repeatedly is also a sign that changing and doing laundry is also a challenge.
3. Increasing forgetfulness
Most seniors suffer from some degree of memory loss, but if it becomes frequent and sustained, it may be a sign of bigger problems that may be better dealt with at a nursing or assisted living facility. Forgetting to take medications can be serious, but even more dangerous is forgetting a medication has been taken already and taking it two or more times, which could lead to overdose.
5. House is dirty/in disrepair
Something as simple as bills, mail or garbage piling up can be a warning sign. If your parent’s home is generally tidy and falls into disrepair it may mean that everyday tasks have become unmanageable for your loved one to do without assistance.
6. Frequent injuries
Often balance becomes an issue as we age. Lack of balance can lead to frequent falls and serious injuries and bruising.
7. Strange behavior
It’s not uncommon for seniors to become confused or disorientated. This can lead to strange behavior like leaving home late at night or wearing clothes that are not appropriate for the climate outside.
If you’re having trouble deciding if a long-term care facility is in the best interest of your loved one, or you notice any of these signs, it may be time to consult with professionals like those found at Physicians Choice Private Duty.
“Physicians Choice Private Duty solves the challenges families face in caring for aging parents, with a focus on strategies that keep them in their homes. To learn more about our solutions, visit us today..”
Elder Care: What are the signs of dementia?
Elder Care: What are the signs of dementia?
The signs of dementia can be subtle and go unnoticed and symptoms of dementia vary based on the portion of the brain affected. The first sign of dementia is often loss of short-term memory. There are common early and intermediate signs of dementia where relatives and caregivers may first notice the disease.
Here’s a list of signs from emedicineheatlh.com:
Early warning signs of dementia
Intermediate dementia
Physicians Choice Private Duty can help
Physicians Choice Private Duty ”currently serving Omaha, Eastern Nebraska and Western Iowa” provides seniors and their families a complete understanding of the options available for those showing the signs of dementia. Our professional staff can help properly implement the necessary lifestyle changes that will ensure the best quality of life for your aging loved ones.
All Physicians Choice Private Duty services are directed by registered nurses or social workers with no long-term contracts.
Contact us today.
“Physicians Choice Private Duty solves the challenges families face in caring for aging parents, with a focus on strategies that keep them in their homes. To learn more about our solutions, visit us today..”
How to help care for your elderly parent if you don’t live nearby
How to help care for your elderly parent if you don’t live nearby
Many people with an aging parent are faced with a predicament. They want to make sure that their parent is cared for, but it’s difficult because they live hundreds of miles away. If you want to be sure that your elderly parent is cared for even if you don’t live nearby, there are solutions.
According to an article in Better Homes and Gardens, a survey cosponsored by the National Council on the Aging (NCOA) and The Pew Charitable Trusts shows that more than 7 million Americans have become long-distance caregivers — those managing care for a relative over 55 years old who lives at least an hour away.
“Physicians Choice Private Duty solves the problems families face in finding home health care providers they can trust. Providers who will focus on strategies that keep parents in their homes. To learn more about our health care services, visit https://private-duty.pchhc.com/services/.”
Helping your parent age: Caring for hygiene
Helping your parent age: Caring for hygiene
Proper hygiene usually comes as a given for most adults, but as a person ages and slows down — especially if they’ve developed an illness or disability — once simple tasks like bathing become a much more strenuous (and sometimes even dangerous) process. And it’s common knowledge that bad hygiene can lead to many types of complications such as infections. That’s why as a caregiver it’s important to make sure your parent’s hygiene needs are taken care of.
Remember, if you’re unable to administer the necessary help yourself, the services of senior care specialists, such as Physicians Choice Private Duty, are always available. Call us today at 402-991-7399Â if your elderly parent lives in or around the Omaha, Nebraska area. Our professional staff of nurses and social workers are at your service!
Here’re some tips in ensuring the proper hygiene of your parent:
Physicians Choice Private Duty currently serving Omaha, Eastern Nebraska and Western Iowa provides seniors and their families a complete understanding of the available care options and helps families maneuver through the challenges of the system. All Physicians Choice Private Duty services are directed by registered nurses or social workers with no long-term contracts. Contact us today for help with your senior care needs.
“Physicians Choice Private Duty solves the problems families face in finding home health care providers they can trust. Providers who will focus on strategies that keep parents in their homes. To learn more about our health care services, visit https://private-duty.pchhc.com/services/“
Safe Care Transition with Physicians Choice Private Duty
Safe Care Transition with Physicians Choice Private Duty
Bob had lived almost his entire life on his Nebraska farm. But Bob was suffering dementia and could no longer continue the way of life he had always known. He was declining quickly and his family was no longer able to give him the care he needed. They were confused and unsure of what they should do next. Then, they found Physicians Choice Private Duty. Physicians Choice Private Duty completed an comprehensive senior assessment of Bob’s situation and was able to recommend the appropriate next steps to keep him safe.
Physicians Choice Private Duty helped Bob’s family apply for Veteran’s Benefits, Medicaid and Spousal Impoverishment so he was able to get the care he needed and his wife could remain in the family home. He was placed in a memory care facility close to his family farm, giving his family the opportunity to visit him on a regular basis.
“Physicians Choice Private Duty solves the challenges families face in caring for aging parents, with a focus on strategies that keep them in their homes. To learn more about our solutions, visit us today..”
The six steps to settling an estate in Nebraska
The six steps to settling an estate in Nebraska
Settling an estate of a deceased loved one is a timely process that takes several months — or sometimes years — to complete, depending on the circumstances. Even so, it’s a necessary headache that must be dealt with. To help simplify things, we’ve put together the following steps to make this complicated process a little easier for you.
Nebraska estate law administers inheritance tax through county courts rather than at the state level. The tax rate is not fixed, rather it’s basically a certain percentage of the market value of the assets subject to taxation decided based on the relation of the inheritor(s) to the deceased.
Like we mention above, settling an estate is a time consuming and complicated (no matter what state you’re in), so seek out the help of an estate lawyer to further guide you through the process.
Step 1: Make an inventory of documents and assets
Before meeting with an attorney or anything else for that matter, make a comprehensive catalogue of the decedent’s documents and assets, including (if applicable):
Step 2: Open a probate estate
This requires meeting with an estate lawyer to officially open a probate estate with the local probate court. (Probate is the legal process that administers a decedent’s estate.)
Step 3: Establish value of assets
Establish the values of all the decedent’s assets as of the date of death. This can get messy, so make sure all of the following is taken care of:
Step 4: Pay final bills and other expenses
Step 5: Pay income and estate taxes
Once the final bills are taken care of, the personal representative should focus on paying necessary income and estate taxes. An estate lawyer can take you through this process to make sure the following is properly prepared and filed:
Step 6: Distribute the balance to estate beneficiaries
Once all bills and taxes are paid and the remaining assets are assigned a value, the county probate court will review everything and legally administer the distribution of assets properly as deemed in the Last Will.
Physicians Choice Private Duty currently serving Omaha, Eastern Nebraska and Western Iowa provides seniors and their families a complete understanding of the available care options and helps families maneuver through the challenges of the system. All Physicians Choice Private Duty services are directed by registered nurses or social workers with no long-term contracts. Contact us today for help with your senior care needs.
“Physicians Choice Private Duty solves the problems families face in finding home health care providers they can trust. Providers who will focus on strategies that keep parents in their homes. To learn more about our health care services, visit https://private-duty.pchhc.com/“
Senior Care: Recognizing signs of diabetes
Senior Care: Recognizing signs of diabetes
One-out-of-five Americans over the age of 65 suffers from some form of diabetes. While the affects of diabetes can be effectively managed, it becomes increasingly difficult to administer the proper care as someone ages. This is not only due to the natural slowing down of a person in their golden years, but also the increased risk of other complications arising, such as the onset of dementia and other cognitive and physical conditions.
As a family caregiver, keeping up to speed with all the daily treatments an elderly loved one with diabetes requires can be an overwhelming task. Many people in this situation turn to the services of an elder care provider, such Physicians Choice Private Duty. If you require services in Omaha and surrounding areas, contact us today.
Signs of and symptoms of diabetes
Whether it’s Type 1 or Type 2 diabetes, the signs are similar, namely too much glucose in the blood and not enough glucose in body cells. This is due to a lack of insulin producing cells, which have either been destroyed (Type 1) or the body’s cells are resistant to the production of insulin (Type 2).
Common signs of diabetes include:
If your elderly loved one is exhibiting one or more of the above symptoms, call your doctor and schedule an appointment. More serious symptoms, like heavy breathing paired with a sweet smelling breath, requires immediate medial treatment as it could be a potentially deadly situation.
With the proper diligence to ensure proper treatment and care, diabetes is a manageable condition for elderly patients. That’s why, as a caregiver, it’s so important to be familiar with and be able to recognize the signs and symptoms of diabetes, as well as be know what to do in the case of a diabetic episode.
Physicians Choice Private Duty currently serving Omaha, Eastern Nebraska and Western Iowa provides seniors and their families a complete understanding of the available care options and helps families maneuver through the challenges of the system. All Physicians Choice Private Duty services are directed by registered nurses or social workers with no long-term contracts. Contact us today for help with your senior care needs.
“Physicians Choice Private Duty solves the problems families face in finding home health care providers they can trust. Providers who will focus on strategies that keep parents in their homes. To learn more about our health care services, visit https://private-duty.pchhc.com.”
Senior Care: How to detect elder abuse
Senior Care: How to detect elder abuse
Statistics show that, with an increasing population of elderly as a result of the Baby Boom generation, elder abuse is more prevalent than ever. One study recognized that for every case of elder abuse reported to agencies nearly 25 go unreported.
While you may suspect that a relative is abusing your elderly love one is some way, it’s also important to watch out for elder abuse that comes from care facilities.
Elder abuse can come in several forms: physical, emotional and financial and neglect.
Photo by Ron Anson via Flickr
Signs of physical abuse
Signs of emotional abuse
Signs of neglect
Financial abuse
Preventing elder abuse
Older adults can take these steps to prevent abuse:
Seeking help For elder abuse
If you suspect that your elderly loved one is a victim of elder abuse there are ways to help. The National Center on Elder Abuse offers many resources, including a help hotline. Locally in Nebraska there are a wealth helpful resources for protecting the elderly as well.
Physicians Choice Private Duty currently serving Omaha, Eastern Nebraska and Western Iowa provides seniors and their families a complete understanding of the available care options and helps families maneuver through the challenges of the system. All Physicians Choice Private Duty services are directed by registered nurses or social workers with no long-term contracts. Contact us today for help with your senior care needs.
“Physicians Choice Private Duty solves the problems families face in finding home health care providers they can trust. Providers who will focus on strategies that keep parents in their homes. To learn more about our health care services, visit https://private-duty.pchhc.com/services/“