In-Home Care for an Aging Parent Doesn’t Have to Break the Bank

More and more older Americans want to stay in their homes as long as possible. Thankfully, doing so may be more affordable than they believe.

While in a perfect world, people would plan and save their whole lives for such situations, the reality is not everyone can or does—for a variety of reasons.

In its article, You Can Afford a Home-Care Worker, the AARP offers tips for those planning ahead so they can afford in-home care in the future, as well as those who are in immediate need of such care. For those who are planning ahead, the article suggests investing in long-term care and life insurance policies with in-home care benefits.

For those who are in more of a “crisis-mode,” the article contains the following advice:

  1. Research services on eldercare.gov and benefits.gov
  2. Check out PACE (Program of All-Inclusive Care for the Elderly), a Medicare and Medicaid program aimed at keeping frail seniors out of nursing homes
  3. Find out if any individual or group life insurance policies have cash value that can be used toward in-home care
  4. Investigate community resources such as the local Area Agency on Aging office and senior centers

Physicians Choice Private Duty offers quality in-home care for seniors. If you have a loved one who wants to remain in their home as long as possible, give us a call at 402-332-2273 to discuss how we can help make that a reality.