More and more older Americans want to stay in their homes as long as possible. Thankfully, doing so may be more affordable than they believe.
While in a perfect world, people would plan and save their whole lives for such situations, the reality is not everyone can or does—for a variety of reasons.
In its article, You Can Afford a Home-Care Worker, the AARP offers tips for those planning ahead so they can afford in-home care in the future, as well as those who are in immediate need of such care. For those who are planning ahead, the article suggests investing in long-term care and life insurance policies with in-home care benefits.
For those who are in more of a “crisis-mode,” the article contains the following advice:
- Research services on eldercare.gov and benefits.gov
- Check out PACE (Program of All-Inclusive Care for the Elderly), a Medicare and Medicaid program aimed at keeping frail seniors out of nursing homes
- Find out if any individual or group life insurance policies have cash value that can be used toward in-home care
- Investigate community resources such as the local Area Agency on Aging office and senior centers
Physicians Choice Private Duty offers quality in-home care for seniors. If you have a loved one who wants to remain in their home as long as possible, give us a call at 402-332-2273 to discuss how we can help make that a reality.